Smart Business Finance Logo small

About Us

We are SMART Business Finance

Smart business finance operates nationwide providing a fast, free, independent service to UK businesses.

Your Finance Partner

Invoice Finance will release cash that is tied up in your unpaid sales ledger to improve working capital and finance expansion. We will shop around providers and find the best deal that meets your requirements at the most competitive price.

Choosing the right facility and the best provider for your business can be time-consuming. With considerable experience in the invoice finance industry, we can find the best solution for your business.

We believe passionately in providing quality long-term advice – if we feel we cannot improve your existing facility we will tell you! Our income is derived from the lenders; we do not charge for our advice. Our service is professional, confidential and without obligation.

What we believe

About Our Company

Industry Knowledge

We have up-to-date knowledge of the lenders. We know their criteria and how their service will fit with you.


Unlike some brokers, we offer an objective, independent approach.

Ongoing Support

We’ll keep in touch to ensure your facility is running as it should. If not, we will liaise with the lender on your behalf or undertake a full market review.

Our Team

Graham Cooper

Head of Finance

Graham has over 40 years of experience in finance, including 22 years in invoice finance.

Graham is a supporter of Barnsley Football Club (even through the bad times) and enjoys travelling.

Jonathan Blanksby profile picture

Jonathan Blanksby

Managing Director

Jonathan has more than 20 years in sales roles; the last 8 years have been in the invoice finance sector.

Jonathan is keen on music and theatre; he likes to combine this with his other interest in shopping during regular city breaks.